Frequently Asked Questions
Find Answers to Common Questions
General Questions
What services does AVI BHARATH offer?
We offer a comprehensive range of financial services including business loans, home loans, personal loans, education loans, gold loans, vehicle loans, and insurance services. Our services are designed to meet various financial needs with competitive rates and flexible terms.
How do I apply for a loan?
The loan application process is simple:
- Determine your loan requirements
- Check eligibility using our calculator
- Gather required documents
- Submit application through our website or visit our office
- Wait for approval and verification
Loan-Specific Questions
What are the eligibility criteria for business loans?
Business loan eligibility typically requires:
- Age: 21-65 years
- Business vintage: Minimum 1-2 years
- Profitable business for at least 1 year
- Good credit score
What documents are required for home loans?
Required documents include:
- Identity proof (PAN, Aadhaar)
- Address proof
- Income proof (Salary slips, ITR)
- Bank statements
- Property documents
Process & Documentation
How long does the loan approval process take?
The loan approval process typically takes 3-7 working days, depending on the loan type and documentation completeness. We strive to process applications as quickly as possible while ensuring thorough verification.
Can I apply for multiple loans simultaneously?
Yes, you can apply for multiple loans. However, approval will depend on your repayment capacity, existing obligations, and credit score. Our financial advisors can help you make the best decision based on your needs.