Our Services
Comprehensive Financial Solutions for Every Need
Our Financial Services
Business Loans
Easy and fast business loans to help you meet working capital needs, purchase necessary fixed assets, and expand your business to new heights.
Documents Required
- Promoters/Partners/Shareholders KYC
- Organization KYC
- Latest 1 year bank statements
- Last 2-3 years ITR's
Eligibility Criteria
- Age: 21-65 years
- Business vintage: Minimum 1-2 years
- Profitable business for at least 1 year
Home Loans
An advance loan given to help you purchase a home or flat. Find a range of home loan options with reasonable rates and flexible terms, whether you're refinancing or purchasing your ideal house. Get the most competitive home loan rates from a wide range of organisations.
Types of Home Loans
Home Construction Loan
For those who own land but need funds to build a house. Build or fix a significant portion of your house.
Home Extension Loan
For adding extensions, building new floors, or extending your existing building.
Home Improvement Loan
Finance renovations including outdated fixtures, furniture, and malfunctioning lighting systems.
NRI Home Loan
Special loans for Non-Resident Indians wanting to buy residential real estate in India.
Documents Required
For Salaried Individuals
- Form 16
- Employee Identity Card
- 6 Months Salary Slip
- 12 Months Bank Account Statement
- Duration of Employment Evidence
For Self-Employed Individuals
- PAN Card
- Trade License
- Partnership Deed
- Article of Association
- Memorandum of Association
- Import Export Code
- SEBI Registration Certificate
- ROC Registration Certificate
- Financial Documents:
- Financial Statement Audited by CA
- Profit & Loss Account Statement
- Balance Sheet
- 6 Months Bank Account Statement
- Professional Practice License (for Doctors, Consultants)
- Registration Certificate (for Shops, Factories)
- Business Address Proof
For NRI Applicants
- Income Proof Documents for NRI
- Property Documents:
- Sale Deed
- Stamped Agreement of Sale
- Allotment Letter
- NOC from Housing Society/Builder
- Possession Certificate
- Land Tax Receipt
- Construction Cost Estimate
- Payment Proofs to Seller/Builder
- Share Certificate (for resale property)
- Occupancy Certificate
Eligibility Criteria
Age Requirements
- General: 21-65 years at loan maturity
- Salaried: 21-58 years
- Self-Employed: 25-65 years
Income Requirements
- Salaried: Minimum ₹10,000 per month
- Self-Employed: Minimum ₹2,00,000 per year
Employment
- Salaried: Minimum 2-3 years in MNC/Private/Public Limited Company
- Self-Employed: Minimum 3 years in current field
Credit Score
- Minimum 750 for approval
Education Loans
Get affordable education loans from India's top-tier lenders to support your academic goals. Our education loans cover tuition fees, living expenses, books, and other education-related costs.
Documents Required
- Student's KYC documents
- Academic records (10th, 12th, graduation)
- Admission letter from institution
- Course fee structure
- Co-applicant/Guarantor documents
- Income proof of co-applicant/guarantor
- Collateral documents (if applicable)
- Bank statements of last 6 months
Eligibility Criteria
- Indian citizen
- Age: 18-35 years
- Admission in recognized institution
- Good academic record
- Co-applicant's income stability
- Collateral may be required for loans above certain amount
Key Features
- Covers full course fee
- Competitive interest rates
- Flexible repayment options
- Moratorium period during course duration
- Tax benefits under Section 80E
Gold Loans
Quick and secure gold loans with instant approval and no hidden fees. Convert your gold assets into immediate financial support.
Documents Required
- Identity and signature proof
- Voter ID
- Passport
- Aadhaar Card
- Driving License
- PAN Card
- Address Proof
- Rent Agreement
- Utility Bills
- Bank Statement
- Two post-dated cheques
- Passport-size photographs
Eligibility Criteria
- Age: 18 years or older
- Must own the pledged gold
- Gold purity: 18-22 carats
- Valid identity proof
Key Features
- Quick approval process
- Minimal documentation
- No income proof required
- Competitive interest rates
- Flexible repayment options
- Safe gold storage
Personal Loans
Discover our variety of personal loan options, each tailored to your specific needs. Get large sums of money to cover a range of costs with flexible repayment options.
Documents Required
- Identity Proof
- Passport
- Voter's ID
- Driving License
- PAN Card
- Aadhaar Card
- Address Proof
- Passport
- Voter's ID
- Driving License
- Electricity Bill
- Telephone Bill
- Ration Card
- Income Proof
- 1 year Bank statement
- 3 months Salary Slips
- Form 16
- Income Tax Returns (2-3 years)
- Employment Proof
- Employment Certificate
- Office address proof
- Business registration documents (for self-employed)
- GST/VAT Registration (for self-employed)
Eligibility Criteria
- Age: 21-60 years
- Income Requirements:
- Salaried: Min. ₹15,000 monthly
- Self-employed: Min. ₹20 lakhs yearly transactions
- Credit score above 650
- Stable employment history
- Clean repayment record
- Indian resident citizenship
Key Features
- Quick disbursement
- Minimal documentation
- Flexible repayment terms
- No collateral required
- Competitive interest rates
- Pre-closure options available
Loan Against Property (LAP)
Unlock your property's value with our flexible Loan Against Property options. Enjoy lower interest rates with instant approval for large expenses such as home renovations, business expansions, or investments.
Documents Required
- Property Documents
- Original property documents
- Chain of property documents
- Property tax receipts
- Approved building plan
- NOC from society/builder
- Identity & Address Proof
- PAN Card
- Aadhaar Card
- Voter ID
- Passport
- Utility bills
- Financial Documents
- Bank statements (6 months)
- Income tax returns (2-3 years)
- Business proof (for self-employed)
- Salary slips (for employed)
Eligibility Criteria
- Nationality: Indian citizen
- Property Requirements:
- Clear property title
- No existing mortgage
- Property in approved location
- Financial Criteria:
- Stable income source
- Good credit score
- Positive banking relationship
- Property Market Value:
- Loan amount less than property value
- Current market valuation required
Key Benefits
- Lower interest rates compared to personal loans
- Higher loan amounts based on property value
- Longer repayment tenure
- Flexible end-use of funds
- Tax benefits on home improvement
- Balance transfer facility available
Vehicle Loans
Finance your new automobile purchase at reasonable costs with our competitive vehicle loan options for both two-wheelers and four-wheelers.
Documents Required
- KYC Documents
- PAN Card
- Aadhaar Card
- Voter ID
- Driving License
- Passport size photographs
- Income Proof
- Last 2 years' ITR
- Salary slips (3 months)
- Form 16
- Bank statements (6 months)
- Vehicle Documents
- Proforma Invoice
- Insurance papers
- Registration certificate (for used vehicles)
Eligibility Criteria
For Salaried Individuals
- Age: 21-60 years at loan maturity
- Employment: Min. 2 years (1 year with current employer)
- Income: Min. ₹3,00,000 per annum
For Self-Employed
- Age: 21-65 years at loan maturity
- Business vintage: Min. 2 years
- Income: Min. ₹3,00,000 per annum
Key Features
- Competitive interest rates
- Quick loan processing
- Flexible repayment options
- Up to 100% financing available
- Minimal documentation
- No hidden charges
How to Apply
Check Eligibility
Use our eligibility calculator to check your loan eligibility
Calculate EMI
Plan your loan with our EMI calculator
Submit Documents
Provide required documents for verification
Get Approval
Quick loan approval and disbursement